To potential residents, we're so excited that you're interested in our park! Before applying, please take some time to review the rental screening criteria below.
Once you're ready, please include the following with your application:
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A valid copy of your ID or another valid form of identification.
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90 days of paystubs or bank statements showing your source of income.
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A $25.00 processing fee (non-refundable) via money order or check, made payable to:
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Pine Terrace MHC MN LLC (for Pine Terrace MHC)
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Braham MHC MN LLC (for Braham MHC)
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Pokegama Lake Resort MHC LLC (for Pokegama Lake Resort)
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Ensure all sections of the application are completed and signed to avoid delays in processing.
For further questions, feel free to contact us.
Thank you for your interest in our park!
RENTAL SCREENING CRITERIA
Each adult (18 years or older) who will be living in the unit is required to submit a separate application. There is a non-refundable application fee of $25.00 per application (or the amount listed in the property details). Along with the rental application, each adult applicant must provide a current government-issued photo ID.
By submitting an application, applicants acknowledge that they have reviewed and understand the rental application screening criteria and will confirm their eligibility for occupancy before paying the non-refundable processing fee. Applicant also acknowledge all information submitted does not contain any false or misleading statements.
All information provided in the application must be accurate, complete, and verifiable. Submitting false, misleading, incomplete, or unverifiable information may result in the rejection of the application.
Landlord uses a third-party verification company, AMRent, to review all applications and run credit, criminal, income, and housing history reports to make its determination whether to approve an application. The contact information for AMRent is: AmRent Consumer Assistance, PO Box 530091 Atlanta, GA 30353. 1-888-898-6196
MINIMUM INCOME
An applicant’s household income or benefits must be at least 2.5 times the monthly rent for the unit. If a guarantor is required, the guarantor’s income or benefits must be at least 3 times the rent amount. To be considered as household income or benefits, the amounts must be verifiable, reliable, and predictable, and they must be expected to continue throughout the lease term. Examples of qualifying income or benefits include but are not limited to wages, spousal maintenance, child support, investment returns, Social Security disability or retirement benefits, other retirement funds, public assistance, student loans allocated for living expenses, and withdrawals from savings accounts. Applicants are required to provide income verification from the previous 90-day period.
CRIMINAL HISTORY
Pending cases and convictions of any felony, gross-misdemeanor, or misdemeanor crimes may be cause for denial. Consideration will be given on a case-to-case basis based on the nature of the offense, disposition, year of offense, rehabilitation efforts, and any other information the applicant provides as part of the application.
We do not deny applications based on criminal convictions with certain outcomes, including successfully completed diversion programs, deferrals of judgment, stays of adjudication, continuances for dismissal or without prosecution, vacated or expunged convictions, and stays of imposition where all conditions were met. Juvenile adjudications are not considered unless (1) they occurred less than four years ago and (2) the crime would lead to denial under our guidelines. Additionally, convictions for crimes that are no longer illegal in Minnesota will not disqualify applicants.
Arrest in an inactive case that did not result in conviction will not result in a denial. Court files that is not public, expunged, or destroyed, will not be considered.
Minor crimes (such as fare evasion, minor alcohol consumption, loitering, or writing worthless checks) and minor to moderate driving offenses (except DWI/DUI or vehicular crimes causing injury or damage) will not result in a denial.
Convictions of serious crimes such as homicide, arson, first- through third-degree criminal sexual conduct, child pornography, the illegal manufacturing or distribution of controlled substances, terrorism, blackmail, extortion, and racketeering, may be cause for denial. Applicants subject to any sex-offender registration requirements may be cause for denied.
Felony convictions for fourth- and fifth-degree criminal sexual conduct and violent crimes against individuals may be cause for denial for 10 years from the sentencing date. Other felony convictions not listed above may be cause for denial for 7 years. Gross misdemeanors, misdemeanors, and petty misdemeanors not mentioned above may be cause for denial for 3 years from the sentencing date.
Given the complexity of criminal convictions, we cannot offer binding pre-application decisions about eligibility based on criminal history. We assess each application after reviewing the official screening reports.
We retain discretion to evaluate criminal records in accordance with our screening criteria, which are designed to comply with fair housing laws, protect the property’s interests, and fairly consider applicants without over-penalizing for criminal history. Our criteria may be adjusted in response to new information, laws, or business considerations. We will reject applications as required by federal, state, or local laws and may update our criteria as needed.
HOUSING HISTORY
We require three years of housing history, including the names, addresses, and last known contact information (telephone numbers) for your current and previous landlords, mortgage holders, or contract-for-deed holders. If you cannot provide three years of housing history, we have the discretion to consider alternative forms of security, such as a guarantor, an increased security deposit, advance rent payments, or other appropriate options.
Your application may be denied if a previous landlord, mortgage holder, or contract-for-deed holder provides negative references about your past housing. Negative references may include but are not limited to safety, health, or housekeeping violations, lease violations, violations of Minn. Stat. § 504B.171, pest-control problems, unpaid rent or other outstanding balances, repeated late rent payments, acts of violence or threats of violence against other residents, guests of residents, landlords, landlord agents, or other persons, damage to property, or a prior landlord’s statement of unwillingness to rent to you again. References from relatives, family members, or roommates are not considered acceptable.
Your application may be denied if an eviction action resulted in a writ of recovery of premises and order to vacate within the last three (3) years.
CREDIT HISTORY
Your application may be denied if your credit report shows negative information that directly impacts your ability to qualify as a resident. Examples include outstanding debts to previous landlords or utility companies, a significant debt burden affecting rent payments, high collections activity, or a bankruptcy or foreclosure within the last three years.
Repeated late payments on credit obligations may also be considered. However, we do not consider medical or educational debt unless it affects your ability to pay rent. Credit scores alone are not used to determine application approval. If you do not have a credit history, alternative options may be considered upon our discretion, such as a guarantor, an increased security deposit, advance rent payments, or other suitable arrangements.
APPLICANT/CO-APPLICANT.
If there is more than one applicant for a Unit and one applicant’s application is denied, all applications for such Unit will be denied.
REQUESTS FOR REASONABLE ACCOMMODATION / REASONABLE MODIFICATION
If you require a reasonable accommodation or modification, please inform the Community Manager. Although a reasonable accommodation or modification request can be made orally or in writing, it is helpful for both the applicant and Community Management if the request is made in writing. A request for a reasonable accommodation will be processed pursuant to the Community’s Policies and Procedures.
EQUAL OPPORTUNITY HOUSING
This Community does not discriminate on the basis of an applicant’s status as a member of a protected class and shall not deny tenancy to a prospective buyer/renter for any reason prohibited by federal, state or local law.
If approved, the prospective resident must read and sign the Park Lease and Park Rules and Regulations together with any other documents reasonably required to be signed. The security deposit and first month’s rent must be paid in full upon signing the Lease. If a homeowner, the home must be brought into compliance within Park Standards by completing any work or repairs noted in the “Presale Inspection.”